American Pacific Mortgage · Maine · 2025

American Pacific Mortgage in Maine: approval rate, denial rate and rates (2025)

American Pacific Mortgage took 11 mortgage applications in Maine in 2025, ranking #212 of 537 lenders active in the state. It originated 72.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.3%.

11Applicationsin ME
0.0%Decision denial ratestate 20.1%
6.62%Median ratestate 6.88%
$255,000Median loanstate $215,000
$2.1MVolume5 counties

American Pacific Mortgage in Maine vs the state

0.0%Denial rate-16.33 pts vs state
0.0%Decision denial rate-20.08 pts vs state
72.7%Origination rate+10.56 pts vs state
6.62%Median rate-0.25 pts vs state
0.63Rate spread (pts)+0.30 pts vs state
$99kMedian applicant income
8Loans originated
0Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246416.7%7.50%#241
20251180.0%6.62%#212

What American Pacific Mortgage lends in Maine

By loan purpose

Home purchase 2 18% · 0.0% denied
Cash-out refinance 9 82% · 0.0% denied

By loan type

Conventional 3 27% · 0.0% denied
FHA 6 55% · 0.0% denied
VA 2 18% · 0.0% denied

Where in Maine

Counties with the most American Pacific Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Androscoggin County 430 0.0%
Cumberland County 320 0.0%
Penobscot County 220 0.0%
Waldo County 110 0.0%
Kennebec County 100 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 11 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans American Pacific Mortgage originated in Maine in 2025 was 6.62%, against a statewide median of 6.88%.

About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology