American Neighborhood Mortgage Acceptance Company · Georgia · 2025

American Neighborhood Mortgage Acceptance Company in Georgia: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 547 mortgage applications in Georgia in 2025, ranking #145 of 1,201 lenders active in the state. It originated 41.5% of them and denied 2.0% (4.6% of the applications it decided), against a statewide denial rate of 19.2%.

547Applicationsin GA
4.6%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$285,000Median loanstate $235,000
$78MVolume92 counties

American Neighborhood Mortgage Acceptance Company in Georgia vs the state

2.0%Denial rate-17.21 pts vs state
4.6%Decision denial rate-20.49 pts vs state
41.5%Origination rate-12.59 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$97kMedian applicant income
227Loans originated
11Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023155743.2%6.75%#255
20244461311.4%6.13%#150
20255472272.0%6.50%#145

What American Neighborhood Mortgage Acceptance Company lends in Georgia

By loan purpose

Home purchase 216 39% · 4.6% denied
Refinance 48 9% · 0.0% denied
Cash-out refinance 272 50% · 0.4% denied
Home improvement 10 2% · 0.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 198 36% · 3.0% denied
FHA 300 55% · 1.7% denied
VA 41 7% · 0.0% denied
USDA / RHS 8 1% · 0.0% denied

Why it denied Georgia applicants

Debt-to-income ratio 7 64%
Unverifiable information 2 18%
Credit history 1 9%
Other 1 9%

Where in Georgia

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 80452 2.5%
Fulton County 46201 2.2%
Cobb County 31180 0.0%
Cherokee County 2790 0.0%
DeKalb County 2780 0.0%
Henry County 2291 4.5%
Clayton County 20102 10.0%
Chatham County 19130 0.0%
Forsyth County 1660 0.0%
Newton County 1142 18.2%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 547 applications in 2025, of which 227 were originated and 11 denied.

2.0% of all applications, or 4.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology