American Neighborhood Mortgage Acceptance Company in California vs the state
0.7%Denial rate-16.71 pts vs state
3.6%Decision denial rate-18.83 pts vs state
19.1%Origination rate-37.12 pts vs state
6.13%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.13 pts vs state
$114kMedian applicant income
54Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 36 | 1.0% | 6.44% | #439 |
| 2024 | 437 | 79 | 0.0% | 5.88% | #264 |
| 2025 | 283 | 54 | 0.7% | 6.13% | #323 |
What American Neighborhood Mortgage Acceptance Company lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 62 | 18 | 0 | 0.0% |
| Riverside County | 27 | 2 | 0 | 0.0% |
| San Bernardino County | 26 | 4 | 0 | 0.0% |
| Kern County | 24 | 2 | 1 | 4.2% |
| San Diego County | 17 | 4 | 0 | 0.0% |
| Fresno County | 14 | 4 | 1 | 7.1% |
| San Joaquin County | 10 | 1 | 0 | 0.0% |
| Ventura County | 10 | 2 | 0 | 0.0% |
| Sacramento County | 10 | 3 | 0 | 0.0% |
| Orange County | 9 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 283 applications in 2025, of which 54 were originated and 2 denied.
0.7% of all applications, or 3.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology