American Mortgage Bank in Missouri vs the state
8.8%Denial rate-6.32 pts vs state
10.9%Decision denial rate-7.85 pts vs state
69.4%Origination rate+6.72 pts vs state
6.88%Median rate+0.25 pts vs state
0.78Rate spread (pts)+0.43 pts vs state
$78kMedian applicant income
111Loans originated
14Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 9 | 39.3% | 7.13% | #389 |
| 2024 | 61 | 43 | 6.6% | 7.00% | #301 |
| 2025 | 160 | 111 | 8.8% | 6.88% | #214 |
What American Mortgage Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 74 | 50 | 5 | 6.8% |
| Clay County | 21 | 16 | 2 | 9.5% |
| Cass County | 20 | 19 | 0 | 0.0% |
| Jasper County | 10 | 1 | 1 | 10.0% |
| Platte County | 10 | 7 | 3 | 30.0% |
| Newton County | 8 | 6 | 0 | 0.0% |
| St. Louis County | 6 | 3 | 2 | 33.3% |
| Barton County | 2 | 1 | 1 | 50.0% |
| Buchanan County | 2 | 2 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 160 applications in 2025, of which 111 were originated and 14 denied.
8.8% of all applications, or 10.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Mortgage Bank originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology