American Internet Mortgage · Oklahoma · 2025

American Internet Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

American Internet Mortgage took 43 mortgage applications in Oklahoma in 2025, ranking #272 of 821 lenders active in the state. It originated 41.9% of them and denied 14.0% (25.0% of the applications it decided), against a statewide denial rate of 17.9%.

43Applicationsin OK
25.0%Decision denial ratestate 22.9%
6.00%Median ratestate 6.63%
$185,000Median loanstate $165,000
$3.5MVolume13 counties

American Internet Mortgage in Oklahoma vs the state

14.0%Denial rate-3.97 pts vs state
25.0%Decision denial rate+2.13 pts vs state
41.9%Origination rate-14.24 pts vs state
6.00%Median rate-0.63 pts vs state
-0.17Rate spread (pts)-0.52 pts vs state
$127kMedian applicant income
18Loans originated
6Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023211214.3%6.38%#312
2024261330.8%6.25%#295
2025431814.0%6.00%#272

What American Internet Mortgage lends in Oklahoma

By loan purpose

Home purchase 18 42% · 16.7% denied
Refinance 9 21% · 11.1% denied
Cash-out refinance 16 37% · 12.5% denied

By loan type

Conventional 43 100% · 14.0% denied

Why it denied Oklahoma applicants

Collateral 4 67%
Credit history 1 17%
Debt-to-income ratio 1 17%

Where in Oklahoma

Counties with the most American Internet Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 1261 8.3%
Oklahoma County 932 22.2%
Canadian County 841 12.5%
Cleveland County 320 0.0%
Logan County 211 50.0%
Washington County 200 0.0%
Delaware County 101 100.0%
Pawnee County 100 0.0%
Wagoner County 100 0.0%
Creek County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 43 applications in 2025, of which 18 were originated and 6 denied.

14.0% of all applications, or 25.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans American Internet Mortgage originated in Oklahoma in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology