American Internet Mortgage in Michigan vs the state
9.3%Denial rate-9.19 pts vs state
15.2%Decision denial rate-7.36 pts vs state
52.0%Origination rate-7.89 pts vs state
6.13%Median rate-0.63 pts vs state
-0.15Rate spread (pts)-0.54 pts vs state
$132kMedian applicant income
39Loans originated
7Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 9 | 16.7% | 7.00% | #441 |
| 2024 | 26 | 9 | 23.1% | 6.25% | #406 |
| 2025 | 75 | 39 | 9.3% | 6.13% | #308 |
What American Internet Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 19 | 9 | 0 | 0.0% |
| Oakland County | 12 | 8 | 3 | 25.0% |
| Kent County | 9 | 5 | 0 | 0.0% |
| Macomb County | 5 | 3 | 1 | 20.0% |
| Washtenaw County | 3 | 3 | 0 | 0.0% |
| Ingham County | 2 | 0 | 0 | 0.0% |
| Monroe County | 2 | 0 | 0 | 0.0% |
| Grand Traverse County | 2 | 1 | 1 | 50.0% |
| Ottawa County | 2 | 1 | 1 | 50.0% |
| Antrim County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 75 applications in 2025, of which 39 were originated and 7 denied.
9.3% of all applications, or 15.2% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans American Internet Mortgage originated in Michigan in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology