American Internet Mortgage in Maryland vs the state
11.3%Denial rate-7.51 pts vs state
22.6%Decision denial rate-1.55 pts vs state
38.7%Origination rate-17.00 pts vs state
5.69%Median rate-0.94 pts vs state
-0.34Rate spread (pts)-0.58 pts vs state
$168kMedian applicant income
24Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 15 | 29.6% | 6.13% | #359 |
| 2024 | 36 | 16 | 19.4% | 6.63% | #344 |
| 2025 | 62 | 24 | 11.3% | 5.69% | #295 |
What American Internet Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 21 | 6 | 4 | 19.0% |
| Howard County | 9 | 4 | 1 | 11.1% |
| Frederick County | 7 | 1 | 1 | 14.3% |
| Prince George's County | 5 | 3 | 0 | 0.0% |
| Anne Arundel County | 5 | 3 | 0 | 0.0% |
| Baltimore County | 5 | 2 | 0 | 0.0% |
| Carroll County | 3 | 1 | 1 | 33.3% |
| Harford County | 2 | 0 | 0 | 0.0% |
| St. Mary's County | 2 | 2 | 0 | 0.0% |
| Garrett County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 62 applications in 2025, of which 24 were originated and 7 denied.
11.3% of all applications, or 22.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans American Internet Mortgage originated in Maryland in 2025 was 5.69%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology