American Internet Mortgage in Illinois vs the state
7.0%Denial rate-10.14 pts vs state
12.8%Decision denial rate-8.91 pts vs state
47.7%Origination rate-11.07 pts vs state
5.88%Median rate-0.88 pts vs state
-0.19Rate spread (pts)-0.57 pts vs state
$157kMedian applicant income
41Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 12 | 30.8% | 6.31% | #555 |
| 2024 | 30 | 13 | 20.0% | 6.50% | #527 |
| 2025 | 86 | 41 | 7.0% | 5.88% | #367 |
What American Internet Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 36 | 16 | 2 | 5.6% |
| DuPage County | 14 | 5 | 2 | 14.3% |
| Lake County | 11 | 6 | 0 | 0.0% |
| Kane County | 7 | 5 | 0 | 0.0% |
| Will County | 4 | 3 | 1 | 25.0% |
| Sangamon County | 3 | 0 | 0 | 0.0% |
| McHenry County | 3 | 2 | 0 | 0.0% |
| Champaign County | 2 | 0 | 1 | 50.0% |
| Whiteside County | 1 | 0 | 0 | 0.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 86 applications in 2025, of which 41 were originated and 6 denied.
7.0% of all applications, or 12.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans American Internet Mortgage originated in Illinois in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology