American Financial Network in Arizona vs the state
9.6%Denial rate-6.63 pts vs state
13.5%Decision denial rate-6.95 pts vs state
60.9%Origination rate+1.43 pts vs state
6.75%Median rate+0.25 pts vs state
0.52Rate spread (pts)+0.30 pts vs state
$99kMedian applicant income
698Loans originated
110Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 805 | 455 | 11.2% | 6.99% | #74 |
| 2024 | 882 | 560 | 9.8% | 7.13% | #72 |
| 2025 | 1,146 | 698 | 9.6% | 6.75% | #62 |
What American Financial Network lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 594 | 345 | 63 | 10.6% |
| Mohave County | 241 | 185 | 6 | 2.5% |
| Pinal County | 124 | 67 | 20 | 16.1% |
| Pima County | 84 | 41 | 9 | 10.7% |
| Yavapai County | 39 | 25 | 4 | 10.3% |
| Coconino County | 17 | 12 | 2 | 11.8% |
| Yuma County | 16 | 8 | 3 | 18.8% |
| Navajo County | 12 | 5 | 2 | 16.7% |
| Cochise County | 9 | 3 | 0 | 0.0% |
| Santa Cruz County | 5 | 3 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,146 applications in 2025, of which 698 were originated and 110 denied.
9.6% of all applications, or 13.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans American Financial Network originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology