AMERICAN EAGLE FINANCIAL Credit Union in Massachusetts vs the state
21.1%Denial rate+4.84 pts vs state
25.0%Decision denial rate+5.05 pts vs state
63.2%Origination rate+0.56 pts vs state
7.38%Median rate+0.75 pts vs state
0.52Rate spread (pts)+0.42 pts vs state
$141kMedian applicant income
36Loans originated
12Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 19 | 29.4% | 8.50% | #346 |
| 2024 | 35 | 18 | 31.4% | 8.75% | #348 |
| 2025 | 57 | 36 | 21.1% | 7.38% | #306 |
What AMERICAN EAGLE FINANCIAL Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most AMERICAN EAGLE FINANCIAL Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hampden County | 41 | 26 | 8 | 19.5% |
| Worcester County | 6 | 4 | 2 | 33.3% |
| Barnstable County | 3 | 3 | 0 | 0.0% |
| Essex County | 2 | 0 | 2 | 100.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
| Suffolk County | 1 | 1 | 0 | 0.0% |
| Norfolk County | 1 | 0 | 0 | 0.0% |
| Bristol County | 1 | 1 | 0 | 0.0% |
| Middlesex County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 57 applications in 2025, of which 36 were originated and 12 denied.
21.1% of all applications, or 25.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans AMERICAN EAGLE FINANCIAL Credit Union originated in Massachusetts in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are AMERICAN EAGLE FINANCIAL Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology