American Airlines Federal Credit Union in South Carolina vs the state
25.0%Denial rate+6.69 pts vs state
27.7%Decision denial rate+4.22 pts vs state
58.3%Origination rate+1.72 pts vs state
6.88%Median rate+0.38 pts vs state
0.22Rate spread (pts)0.00 pts vs state
$149kMedian applicant income
42Loans originated
18Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 49 | 30.0% | 6.13% | #258 |
| 2024 | 67 | 33 | 40.3% | 6.63% | #287 |
| 2025 | 72 | 42 | 25.0% | 6.88% | #291 |
What American Airlines Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 32 | 20 | 4 | 12.5% |
| Lancaster County | 7 | 5 | 1 | 14.3% |
| Spartanburg County | 7 | 5 | 2 | 28.6% |
| Horry County | 6 | 2 | 3 | 50.0% |
| Anderson County | 3 | 2 | 1 | 33.3% |
| Richland County | 3 | 1 | 2 | 66.7% |
| Beaufort County | 2 | 1 | 1 | 50.0% |
| Georgetown County | 2 | 0 | 1 | 50.0% |
| Charleston County | 2 | 1 | 0 | 0.0% |
| Hampton County | 2 | 1 | 1 | 50.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 72 applications in 2025, of which 42 were originated and 18 denied.
25.0% of all applications, or 27.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans American Airlines Federal Credit Union originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology