Amarillo National Bank in Oklahoma vs the state
11.1%Denial rate-6.81 pts vs state
12.5%Decision denial rate-10.37 pts vs state
55.6%Origination rate-0.54 pts vs state
6.38%Median rate-0.25 pts vs state
0.21Rate spread (pts)-0.13 pts vs state
$125kMedian applicant income
5Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 7 | 0.0% | 6.38% | #348 |
| 2024 | 12 | 9 | 0.0% | 6.50% | #360 |
| 2025 | 9 | 5 | 11.1% | 6.38% | #411 |
What Amarillo National Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Amarillo National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canadian County | 2 | 1 | 0 | 0.0% |
| Dewey County | 1 | 0 | 1 | 100.0% |
| Grady County | 1 | 1 | 0 | 0.0% |
| Texas County | 1 | 0 | 0 | 0.0% |
| Creek County | 1 | 1 | 0 | 0.0% |
| Okmulgee County | 1 | 1 | 0 | 0.0% |
| Payne County | 1 | 1 | 0 | 0.0% |
| Sequoyah County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 9 applications in 2025, of which 5 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Amarillo National Bank originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Amarillo National Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology