Ally Bank · Louisiana · 2025

Ally Bank in Louisiana: approval rate, denial rate and rates (2025)

Ally Bank took 5 mortgage applications in Louisiana in 2025, ranking #423 of 721 lenders active in the state. It originated 0.0% of them and denied 60.0% (100.0% of the applications it decided), against a statewide denial rate of 22.2%.

5Applicationsin LA
100.0%Decision denial ratestate 28.2%
Median ratestate 6.63%
$155,000Median loanstate $165,000
$0Volume4 counties

Ally Bank in Louisiana vs the state

60.0%Denial rate+37.83 pts vs state
100.0%Decision denial rate+71.85 pts vs state
0.0%Origination rate-51.97 pts vs state
Median rate
Rate spread (pts)
$107kMedian applicant income
0Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202358178.6%6.00%#221
202441187.3%6.63%#258
20255060.0%#423

What Ally Bank lends in Louisiana

By loan purpose

Home purchase 4 80% · 50.0% denied
Cash-out refinance 1 20% · 100.0% denied

By loan type

Conventional 5 100% · 60.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 3 100%

Where in Louisiana

Counties with the most Ally Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 201 50.0%
East Baton Rouge Parish 101 100.0%
Lafayette Parish 100 0.0%
East Feliciana Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 5 applications in 2025, of which 0 were originated and 3 denied.

60.0% of all applications, or 100.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Ally Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology