Allied First Bank,sb in Michigan vs the state
34.4%Denial rate+15.86 pts vs state
91.7%Decision denial rate+69.09 pts vs state
3.1%Origination rate-56.76 pts vs state
2.75%Median rate-4.00 pts vs state
—Rate spread (pts)
$77kMedian applicant income
2Loans originated
22Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 1 | 50.0% | 6.49% | #413 |
| 2024 | 28 | 1 | 32.1% | 6.49% | #397 |
| 2025 | 64 | 2 | 34.4% | 2.75% | #326 |
What Allied First Bank,sb lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macomb County | 7 | 0 | 4 | 57.1% |
| Kent County | 7 | 1 | 3 | 42.9% |
| Genesee County | 6 | 0 | 3 | 50.0% |
| Wayne County | 5 | 0 | 2 | 40.0% |
| Oakland County | 5 | 0 | 2 | 40.0% |
| Livingston County | 3 | 1 | 2 | 66.7% |
| Jackson County | 3 | 0 | 1 | 33.3% |
| Muskegon County | 2 | 0 | 0 | 0.0% |
| Ionia County | 2 | 0 | 1 | 50.0% |
| Calhoun County | 2 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 64 applications in 2025, of which 2 were originated and 22 denied.
34.4% of all applications, or 91.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Allied First Bank,sb originated in Michigan in 2025 was 2.75%, against a statewide median of 6.75%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology