Allied First Bank,sb in Indiana vs the state
20.0%Denial rate+3.43 pts vs state
93.8%Decision denial rate+73.61 pts vs state
1.3%Origination rate-60.92 pts vs state
8.25%Median rate+1.50 pts vs state
2.14Rate spread (pts)+1.77 pts vs state
$79kMedian applicant income
1Loans originated
15Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 9 | 27.6% | 6.25% | #384 |
| 2024 | 37 | 8 | 35.1% | 6.69% | #374 |
| 2025 | 75 | 1 | 20.0% | 8.25% | #306 |
What Allied First Bank,sb lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 14 | 0 | 2 | 14.3% |
| Lake County | 7 | 1 | 1 | 14.3% |
| Elkhart County | 6 | 0 | 2 | 33.3% |
| Allen County | 5 | 0 | 2 | 40.0% |
| Delaware County | 3 | 0 | 0 | 0.0% |
| Johnson County | 3 | 0 | 0 | 0.0% |
| St. Joseph County | 3 | 0 | 0 | 0.0% |
| Hendricks County | 3 | 0 | 0 | 0.0% |
| Kosciusko County | 2 | 0 | 0 | 0.0% |
| Shelby County | 2 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 75 applications in 2025, of which 1 were originated and 15 denied.
20.0% of all applications, or 93.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Allied First Bank,sb originated in Indiana in 2025 was 8.25%, against a statewide median of 6.75%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology