Allied First Bank,sb in Georgia vs the state
26.4%Denial rate+7.13 pts vs state
95.1%Decision denial rate+70.05 pts vs state
1.4%Origination rate-52.74 pts vs state
2.81%Median rate-3.81 pts vs state
—Rate spread (pts)
$82kMedian applicant income
2Loans originated
39Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 8 | 41.8% | 7.06% | #406 |
| 2024 | 56 | 2 | 28.6% | 5.12% | #421 |
| 2025 | 148 | 2 | 26.4% | 2.81% | #284 |
What Allied First Bank,sb lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 15 | 0 | 3 | 20.0% |
| DeKalb County | 14 | 0 | 5 | 35.7% |
| Chatham County | 8 | 1 | 1 | 12.5% |
| Henry County | 8 | 0 | 2 | 25.0% |
| Fulton County | 6 | 0 | 2 | 33.3% |
| Clayton County | 5 | 0 | 1 | 20.0% |
| Muscogee County | 5 | 0 | 0 | 0.0% |
| Paulding County | 5 | 0 | 1 | 20.0% |
| Cobb County | 4 | 0 | 0 | 0.0% |
| Newton County | 4 | 0 | 3 | 75.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 148 applications in 2025, of which 2 were originated and 39 denied.
26.4% of all applications, or 95.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Allied First Bank,sb originated in Georgia in 2025 was 2.81%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology