Allied First Bank,sb in California vs the state
30.6%Denial rate+13.21 pts vs state
87.4%Decision denial rate+64.97 pts vs state
4.4%Origination rate-51.77 pts vs state
2.63%Median rate-4.00 pts vs state
—Rate spread (pts)
$93kMedian applicant income
12Loans originated
83Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 1 | 67.7% | 5.99% | #499 |
| 2024 | 69 | 7 | 33.3% | 2.88% | #491 |
| 2025 | 271 | 12 | 30.6% | 2.63% | #328 |
What Allied First Bank,sb lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 44 | 2 | 16 | 36.4% |
| Los Angeles County | 36 | 0 | 14 | 38.9% |
| San Bernardino County | 26 | 2 | 6 | 23.1% |
| San Diego County | 22 | 1 | 4 | 18.2% |
| Kern County | 14 | 1 | 9 | 64.3% |
| San Joaquin County | 13 | 0 | 4 | 30.8% |
| Fresno County | 12 | 0 | 3 | 25.0% |
| Orange County | 11 | 3 | 1 | 9.1% |
| Sacramento County | 8 | 0 | 1 | 12.5% |
| Tulare County | 7 | 0 | 2 | 28.6% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 271 applications in 2025, of which 12 were originated and 83 denied.
30.6% of all applications, or 87.4% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Allied First Bank,sb originated in California in 2025 was 2.63%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology