Alliant Credit Union in Arizona vs the state
28.6%Denial rate+12.36 pts vs state
31.3%Decision denial rate+10.88 pts vs state
61.3%Origination rate+1.77 pts vs state
8.00%Median rate+1.50 pts vs state
0.55Rate spread (pts)+0.33 pts vs state
$154kMedian applicant income
482Loans originated
225Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 692 | 394 | 33.8% | 10.25% | #81 |
| 2024 | 573 | 320 | 33.7% | 8.75% | #96 |
| 2025 | 787 | 482 | 28.6% | 8.00% | #84 |
What Alliant Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 534 | 339 | 148 | 27.7% |
| Pima County | 70 | 42 | 18 | 25.7% |
| Pinal County | 54 | 32 | 15 | 27.8% |
| Yavapai County | 46 | 26 | 12 | 26.1% |
| Mohave County | 20 | 13 | 6 | 30.0% |
| Yuma County | 14 | 7 | 7 | 50.0% |
| Navajo County | 14 | 7 | 5 | 35.7% |
| Coconino County | 14 | 8 | 5 | 35.7% |
| Cochise County | 6 | 0 | 5 | 83.3% |
| Gila County | 5 | 3 | 1 | 20.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 787 applications in 2025, of which 482 were originated and 225 denied.
28.6% of all applications, or 31.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Alliant Credit Union originated in Arizona in 2025 was 8.00%, against a statewide median of 6.50%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology