All in Federal Credit Union · Oklahoma · 2025

All in Federal Credit Union in Oklahoma: approval rate, denial rate and rates (2025)

All in Federal Credit Union took 9 mortgage applications in Oklahoma in 2025, ranking #409 of 821 lenders active in the state. It originated 33.3% of them and denied 55.6% (55.6% of the applications it decided), against a statewide denial rate of 17.9%.

9Applicationsin OK
55.6%Decision denial ratestate 22.9%
9.50%Median ratestate 6.63%
$105,000Median loanstate $165,000
$265kVolume7 counties

All in Federal Credit Union in Oklahoma vs the state

55.6%Denial rate+37.64 pts vs state
55.6%Decision denial rate+32.69 pts vs state
33.3%Origination rate-22.77 pts vs state
9.50%Median rate+2.88 pts vs state
3.00Rate spread (pts)+2.65 pts vs state
$150kMedian applicant income
3Loans originated
5Denied

What All in Federal Credit Union lends in Oklahoma

By loan purpose

Home purchase 1 11% · 0.0% denied
Home improvement 3 33% · 33.3% denied
Other / HELOC 5 56% · 80.0% denied

By loan type

Conventional 9 100% · 55.6% denied

Why it denied Oklahoma applicants

Incomplete application 2 40%
Unverifiable information 1 20%
Other 1 20%
Credit history 1 20%

Where in Oklahoma

Counties with the most All in Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Delaware County 311 33.3%
Grady County 110 0.0%
Tulsa County 110 0.0%
Pittsburg County 101 100.0%
Oklahoma County 101 100.0%
McClain County 101 100.0%
Washington County 101 100.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 9 applications in 2025, of which 3 were originated and 5 denied.

55.6% of all applications, or 55.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans All in Federal Credit Union originated in Oklahoma in 2025 was 9.50%, against a statewide median of 6.63%.

About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology