Alameda Mortgage in Georgia vs the state
1.4%Denial rate-17.84 pts vs state
2.0%Decision denial rate-23.08 pts vs state
67.6%Origination rate+13.50 pts vs state
6.88%Median rate+0.25 pts vs state
0.61Rate spread (pts)+0.34 pts vs state
$87kMedian applicant income
196Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 56 | 4.7% | 6.75% | #348 |
| 2024 | 112 | 69 | 0.9% | 6.75% | #312 |
| 2025 | 290 | 196 | 1.4% | 6.88% | #205 |
What Alameda Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Alameda Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 80 | 52 | 3 | 3.8% |
| Catoosa County | 27 | 18 | 0 | 0.0% |
| DeKalb County | 20 | 15 | 0 | 0.0% |
| Walker County | 20 | 16 | 0 | 0.0% |
| Paulding County | 12 | 9 | 0 | 0.0% |
| Henry County | 11 | 7 | 0 | 0.0% |
| Fulton County | 11 | 8 | 0 | 0.0% |
| Barrow County | 9 | 5 | 0 | 0.0% |
| Cobb County | 9 | 7 | 0 | 0.0% |
| Whitfield County | 9 | 7 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 290 applications in 2025, of which 196 were originated and 4 denied.
1.4% of all applications, or 2.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Alameda Mortgage originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Alameda Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology