AgWest Farm Credit, FLCA in Arizona vs the state
16.1%Denial rate-0.10 pts vs state
23.8%Decision denial rate+3.40 pts vs state
45.2%Origination rate-14.32 pts vs state
6.33%Median rate-0.17 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$200kMedian applicant income
14Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 9 | 33.3% | 7.20% | #393 |
| 2024 | 30 | 11 | 13.3% | 6.55% | #361 |
| 2025 | 31 | 14 | 16.1% | 6.33% | #371 |
What AgWest Farm Credit, FLCA lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most AgWest Farm Credit, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mohave County | 8 | 3 | 0 | 0.0% |
| Maricopa County | 6 | 2 | 0 | 0.0% |
| Apache County | 4 | 0 | 2 | 50.0% |
| Yavapai County | 4 | 2 | 2 | 50.0% |
| Pinal County | 3 | 2 | 0 | 0.0% |
| Pima County | 2 | 1 | 1 | 50.0% |
| Cochise County | 2 | 2 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
| Coconino County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 31 applications in 2025, of which 14 were originated and 5 denied.
16.1% of all applications, or 23.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans AgWest Farm Credit, FLCA originated in Arizona in 2025 was 6.33%, against a statewide median of 6.50%.
About this data. Figures are AgWest Farm Credit, FLCA's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology