Acre Mortgage & Financial in New Jersey vs the state
1.0%Denial rate-16.74 pts vs state
1.2%Decision denial rate-21.87 pts vs state
79.7%Origination rate+24.03 pts vs state
6.63%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.22 pts vs state
$101kMedian applicant income
334Loans originated
4Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 408 | 294 | 2.2% | 6.99% | #108 |
| 2024 | 446 | 338 | 4.3% | 6.75% | #111 |
| 2025 | 419 | 334 | 1.0% | 6.63% | #134 |
What Acre Mortgage & Financial lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Acre Mortgage & Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 115 | 90 | 3 | 2.6% |
| Burlington County | 106 | 92 | 1 | 0.9% |
| Gloucester County | 59 | 50 | 0 | 0.0% |
| Cumberland County | 31 | 23 | 0 | 0.0% |
| Salem County | 22 | 16 | 0 | 0.0% |
| Atlantic County | 20 | 17 | 0 | 0.0% |
| Monmouth County | 11 | 6 | 0 | 0.0% |
| Mercer County | 10 | 6 | 0 | 0.0% |
| Cape May County | 9 | 7 | 0 | 0.0% |
| Ocean County | 8 | 6 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 419 applications in 2025, of which 334 were originated and 4 denied.
1.0% of all applications, or 1.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Acre Mortgage & Financial originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Acre Mortgage & Financial's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology