ABL RPC Residential Credit Acquisition in South Carolina vs the state
16.7%Denial rate-1.64 pts vs state
18.1%Decision denial rate-5.38 pts vs state
68.6%Origination rate+12.02 pts vs state
12.13%Median rate+5.63 pts vs state
—Rate spread (pts)
—Median applicant income
70Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 45 | 5.2% | 13.25% | #305 |
| 2024 | 123 | 104 | 8.1% | 10.25% | #220 |
| 2025 | 102 | 70 | 16.7% | 12.13% | #256 |
What ABL RPC Residential Credit Acquisition lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 23 | 17 | 4 | 17.4% |
| Anderson County | 21 | 21 | 0 | 0.0% |
| Richland County | 16 | 8 | 5 | 31.3% |
| Greenville County | 9 | 4 | 3 | 33.3% |
| Cherokee County | 6 | 2 | 0 | 0.0% |
| Horry County | 4 | 3 | 1 | 25.0% |
| York County | 4 | 4 | 0 | 0.0% |
| Darlington County | 3 | 0 | 0 | 0.0% |
| Sumter County | 2 | 1 | 0 | 0.0% |
| Fairfield County | 2 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 102 applications in 2025, of which 70 were originated and 17 denied.
16.7% of all applications, or 18.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in South Carolina in 2025 was 12.13%, against a statewide median of 6.50%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology