ABL RPC Residential Credit Acquisition · Louisiana · 2025

ABL RPC Residential Credit Acquisition in Louisiana: approval rate, denial rate and rates (2025)

ABL RPC Residential Credit Acquisition took 7 mortgage applications in Louisiana in 2025, ranking #402 of 721 lenders active in the state. It originated 57.1% of them and denied 42.9% (42.9% of the applications it decided), against a statewide denial rate of 22.2%.

7Applicationsin LA
42.9%Decision denial ratestate 28.2%
7.56%Median ratestate 6.63%
$125,000Median loanstate $165,000
$670kVolume2 counties

ABL RPC Residential Credit Acquisition in Louisiana vs the state

42.9%Denial rate+20.69 pts vs state
42.9%Decision denial rate+14.71 pts vs state
57.1%Origination rate+5.17 pts vs state
7.56%Median rate+0.94 pts vs state
Rate spread (pts)
Median applicant income
4Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024760.0%6.88%#407
20257442.9%7.56%#402

What ABL RPC Residential Credit Acquisition lends in Louisiana

By loan purpose

Home purchase 3 43% · 66.7% denied
Cash-out refinance 3 43% · 33.3% denied
Home improvement 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 42.9% denied

Why it denied Louisiana applicants

Collateral 2 67%
Credit history 1 33%

Where in Louisiana

Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 523 60.0%
Orleans Parish 220 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 7 applications in 2025, of which 4 were originated and 3 denied.

42.9% of all applications, or 42.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans ABL RPC Residential Credit Acquisition originated in Louisiana in 2025 was 7.56%, against a statewide median of 6.63%.

About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology