Aberdeen Proving Ground Federal Credit Union in Virginia vs the state
32.0%Denial rate+16.06 pts vs state
40.0%Decision denial rate+19.75 pts vs state
40.0%Origination rate-19.52 pts vs state
6.44%Median rate-0.18 pts vs state
0.15Rate spread (pts)-0.07 pts vs state
$182kMedian applicant income
10Loans originated
8Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 8 | 14.3% | 5.82% | #524 |
| 2024 | 22 | 8 | 31.8% | 6.14% | #470 |
| 2025 | 25 | 10 | 32.0% | 6.44% | #464 |
What Aberdeen Proving Ground Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 5 | 1 | 3 | 60.0% |
| Loudoun County | 4 | 0 | 2 | 50.0% |
| Accomack County | 3 | 2 | 0 | 0.0% |
| Spotsylvania County | 3 | 1 | 2 | 66.7% |
| Richmond city | 2 | 1 | 0 | 0.0% |
| Chesterfield County | 1 | 1 | 0 | 0.0% |
| Fluvanna County | 1 | 1 | 0 | 0.0% |
| Suffolk city | 1 | 1 | 0 | 0.0% |
| Chesapeake city | 1 | 0 | 0 | 0.0% |
| Roanoke city | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 25 applications in 2025, of which 10 were originated and 8 denied.
32.0% of all applications, or 40.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in Virginia in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology