AAA Capital Investment in Georgia vs the state
3.4%Denial rate-15.80 pts vs state
3.4%Decision denial rate-21.65 pts vs state
68.4%Origination rate+14.29 pts vs state
6.88%Median rate+0.25 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$51kMedian applicant income
80Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 6 | 0.0% | 7.94% | #623 |
| 2024 | 182 | 127 | 1.1% | 7.00% | #246 |
| 2025 | 117 | 80 | 3.4% | 6.88% | #315 |
What AAA Capital Investment lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 38 | 32 | 1 | 2.6% |
| Fulton County | 19 | 9 | 1 | 5.3% |
| Forsyth County | 15 | 13 | 0 | 0.0% |
| DeKalb County | 11 | 3 | 0 | 0.0% |
| Cobb County | 7 | 6 | 1 | 14.3% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| Clayton County | 2 | 2 | 0 | 0.0% |
| Floyd County | 2 | 1 | 0 | 0.0% |
| Hall County | 2 | 2 | 0 | 0.0% |
| Tattnall County | 2 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 117 applications in 2025, of which 80 were originated and 4 denied.
3.4% of all applications, or 3.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans AAA Capital Investment originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology