A&D Mortgage in Indiana vs the state
5.2%Denial rate-11.41 pts vs state
7.5%Decision denial rate-12.67 pts vs state
63.1%Origination rate+0.85 pts vs state
6.63%Median rate-0.13 pts vs state
0.37Rate spread (pts)0.00 pts vs state
$100kMedian applicant income
159Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 29 | 6.4% | 8.63% | #300 |
| 2024 | 105 | 52 | 10.5% | 7.88% | #247 |
| 2025 | 252 | 159 | 5.2% | 6.63% | #176 |
What A&D Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 70 | 41 | 3 | 4.3% |
| Lake County | 24 | 18 | 2 | 8.3% |
| Vanderburgh County | 17 | 7 | 2 | 11.8% |
| Johnson County | 17 | 7 | 2 | 11.8% |
| Hamilton County | 16 | 11 | 1 | 6.3% |
| Allen County | 12 | 8 | 1 | 8.3% |
| Madison County | 10 | 3 | 1 | 10.0% |
| Clark County | 7 | 5 | 0 | 0.0% |
| Bartholomew County | 7 | 5 | 0 | 0.0% |
| Hendricks County | 7 | 7 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 252 applications in 2025, of which 159 were originated and 13 denied.
5.2% of all applications, or 7.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans A&D Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology