Largest lenders in Taylor County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 92 | 22 | 32.6% | 9.71% |
| 2 | Rocket Mortgage | C | 37 | 19 | 29.7% | 6.25% |
| 3 | United Shore Financial Services | B | 32 | 22 | 12.5% | 6.21% |
| 4 | Vanderbilt Mortgage and Finance | F | 22 | 3 | 27.3% | 9.25% |
| 5 | Capital City Home Loans | C | 21 | 17 | 9.5% | 7.00% |
| 6 | Loandepot.Com | D | 15 | 12 | 0.0% | 6.50% |
| 7 | Triad Financial Services | D | 14 | 3 | 42.9% | 8.80% |
| 8 | Vystar Credit Union | D | 14 | 4 | 42.9% | 6.69% |
| 9 | AmeriSave Mortgage | D | 12 | 2 | 50.0% | 7.06% |
| 10 | Mortgage Research Center | C | 12 | 4 | 33.3% | 6.12% |
| 11 | Capital City Bank | B | 9 | 6 | 11.1% | 6.99% |
| 12 | University Bank | A | 7 | 5 | 14.3% | 6.75% |
| 13 | Navy Federal Credit Union | D | 7 | 2 | 0.0% | 8.68% |
| 14 | Southwest Stage Funding | F | 7 | 1 | 14.3% | 9.40% |
| 15 | Coastal Community Bank | C | 7 | 1 | 0.0% | 14.99% |
| 16 | Pennymac Loan Services | C | 6 | 1 | 16.7% | 5.99% |
| 17 | Crosscountry Mortgage | B | 6 | 1 | 16.7% | 7.25% |
| 18 | Towne Mortgage | B | 6 | 1 | 16.7% | 5.75% |
| 19 | Bank of America | F | 5 | 1 | 40.0% | 6.49% |
| 20 | Union Home Mortgage | B | 5 | 5 | 0.0% | 6.13% |
| 21 | Lakeview Loan Servicing | C | 5 | 1 | 80.0% | 5.75% |
| 22 | Plaza Home Mortgage | C | 5 | 4 | 0.0% | 7.13% |
Best approval odds in Taylor County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 53 | 56.6% |
What Taylor County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Taylor County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 555 | 213 | 31.2% | 7.00% | $155,000 |
| 2024 | 524 | 210 | 26.9% | 7.00% | $145,000 |
| 2025 | 524 | 225 | 24.2% | 6.75% | $155,000 |
Frequently asked questions
24.2% of applications in Taylor County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 92 applications in 2025 and a denial rate of 32.6%.
The median mortgage application in Taylor County in 2025 was for $155,000; the median property value on originated loans was $215,000.