Plaza Home Mortgage in Florida vs the state
35.5%Denial rate+14.39 pts vs state
40.0%Decision denial rate+12.72 pts vs state
51.4%Origination rate-1.26 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.25 pts vs state
$102kMedian applicant income
1,239Loans originated
854Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,961 | 1,130 | 15.3% | 6.75% | #88 |
| 2024 | 2,367 | 1,155 | 31.3% | 6.88% | #77 |
| 2025 | 2,409 | 1,239 | 35.5% | 6.63% | #84 |
What Plaza Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 238 | 93 | 110 | 46.2% |
| Miami-Dade County | 191 | 82 | 83 | 43.5% |
| Duval County | 182 | 90 | 65 | 35.7% |
| Hillsborough County | 157 | 81 | 65 | 41.4% |
| Palm Beach County | 140 | 70 | 50 | 35.7% |
| Brevard County | 115 | 67 | 27 | 23.5% |
| Orange County | 96 | 54 | 35 | 36.5% |
| Pinellas County | 93 | 49 | 26 | 28.0% |
| Polk County | 88 | 50 | 26 | 29.5% |
| Lee County | 87 | 42 | 33 | 37.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 2,409 applications in 2025, of which 1,239 were originated and 854 denied.
35.5% of all applications, or 40.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Plaza Home Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology