Largest lenders in Dixie County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 105 | 26 | 44.8% | 9.24% |
| 2 | Vanderbilt Mortgage and Finance | F | 44 | 4 | 31.8% | 9.87% |
| 3 | United Shore Financial Services | B | 24 | 18 | 8.3% | 6.50% |
| 4 | Rocket Mortgage | C | 20 | 11 | 35.0% | 5.99% |
| 5 | Mortgage Research Center | C | 20 | 5 | 30.0% | 5.99% |
| 6 | Triad Financial Services | D | 20 | 0 | 60.0% | — |
| 7 | American Financial Resources | B | 16 | 16 | 0.0% | 7.13% |
| 8 | AmeriSave Mortgage | D | 12 | 2 | 66.7% | 6.44% |
| 9 | Everett Financial | C | 12 | 8 | 0.0% | 6.63% |
| 10 | Suncoast Credit Union | C | 12 | 5 | 41.7% | 7.13% |
| 11 | Radiant Credit Union | C | 12 | 3 | 58.3% | 4.99% |
| 12 | Capital City Bank | B | 12 | 2 | 75.0% | 6.99% |
| 13 | Broker Solutions | D | 10 | 1 | 0.0% | 6.25% |
| 14 | Ameris Bank | B | 9 | 4 | 44.4% | 6.81% |
| 15 | Freedom Mortgage | B | 9 | 4 | 11.1% | 6.25% |
| 16 | Seacoast National Bank | D | 8 | 4 | 37.5% | 6.31% |
| 17 | Southwest Stage Funding | F | 8 | 5 | 12.5% | 8.30% |
| 18 | Crosscountry Mortgage | B | 7 | 2 | 0.0% | 6.48% |
| 19 | Guaranteed Rate | B | 7 | 3 | 0.0% | 6.55% |
| 20 | Newrez | D | 7 | 2 | 42.9% | 7.25% |
| 21 | Florida Credit Union | D | 7 | 1 | 42.9% | 5.88% |
| 22 | Union Home Mortgage | B | 6 | 6 | 0.0% | 6.50% |
| 23 | Loandepot.Com | D | 6 | 1 | 50.0% | 6.49% |
| 24 | First Federal Bank | B | 5 | 2 | 40.0% | 6.38% |
| 25 | American Pacific Mortgage | C | 5 | 3 | 40.0% | 7.38% |
Best approval odds in Dixie County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 76 | 61.8% |
What Dixie County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dixie County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 460 | 153 | 33.7% | 7.13% | $135,000 |
| 2024 | 456 | 169 | 27.9% | 7.13% | $145,000 |
| 2025 | 548 | 206 | 31.9% | 6.75% | $155,000 |
Frequently asked questions
31.9% of applications in Dixie County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 105 applications in 2025 and a denial rate of 44.8%.
The median mortgage application in Dixie County in 2025 was for $155,000; the median property value on originated loans was $225,000.