Zions Bancorporation in Montana vs the state
8.3%Denial rate-6.49 pts vs state
8.3%Decision denial rate-10.37 pts vs state
66.7%Origination rate+4.69 pts vs state
5.94%Median rate-0.69 pts vs state
-0.15Rate spread (pts)-0.39 pts vs state
$551kMedian applicant income
8Loans originated
1Denied
What Zions Bancorporation lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Zions Bancorporation applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 7 | 4 | 0 | 0.0% |
| Madison County | 2 | 1 | 1 | 50.0% |
| Silver Bow County | 1 | 1 | 0 | 0.0% |
| Ravalli County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 12 applications in 2025, of which 8 were originated and 1 denied.
8.3% of all applications, or 8.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Zions Bancorporation originated in Montana in 2025 was 5.94%, against a statewide median of 6.63%.
About this data. Figures are Zions Bancorporation's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology