Wright-Patt Credit Union in Florida vs the state
7.7%Denial rate-13.37 pts vs state
8.3%Decision denial rate-18.91 pts vs state
69.2%Origination rate+16.54 pts vs state
6.88%Median rate+0.25 pts vs state
0.41Rate spread (pts)+0.15 pts vs state
$120kMedian applicant income
9Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 10 | 13.6% | 6.81% | #799 |
| 2024 | 9 | 3 | 22.2% | 6.50% | #962 |
| 2025 | 13 | 9 | 7.7% | 6.88% | #856 |
What Wright-Patt Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Wright-Patt Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 3 | 1 | 1 | 33.3% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| Okeechobee County | 1 | 1 | 0 | 0.0% |
| Escambia County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Sarasota County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 0 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 9 were originated and 1 denied.
7.7% of all applications, or 8.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Wright-Patt Credit Union originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Wright-Patt Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology