Wright Patman Congressional Federal Credit Union in Maryland vs the state
20.5%Denial rate+1.73 pts vs state
25.0%Decision denial rate+0.87 pts vs state
59.5%Origination rate+3.76 pts vs state
6.49%Median rate-0.13 pts vs state
6.51Rate spread (pts)+6.26 pts vs state
$167kMedian applicant income
113Loans originated
39Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 114 | 13.9% | 5.99% | #155 |
| 2024 | 184 | 135 | 13.0% | 6.74% | #158 |
| 2025 | 190 | 113 | 20.5% | 6.49% | #166 |
What Wright Patman Congressional Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 55 | 30 | 11 | 20.0% |
| Prince George's County | 52 | 31 | 12 | 23.1% |
| Anne Arundel County | 32 | 14 | 7 | 21.9% |
| Charles County | 15 | 8 | 5 | 33.3% |
| Baltimore city | 7 | 6 | 1 | 14.3% |
| Calvert County | 6 | 6 | 0 | 0.0% |
| St. Mary's County | 5 | 5 | 0 | 0.0% |
| Baltimore County | 4 | 4 | 0 | 0.0% |
| Frederick County | 3 | 2 | 0 | 0.0% |
| Harford County | 2 | 1 | 1 | 50.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 190 applications in 2025, of which 113 were originated and 39 denied.
20.5% of all applications, or 25.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Wright Patman Congressional Federal Credit Union originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology