Woori America Bank in New Jersey vs the state
13.3%Denial rate-4.42 pts vs state
15.2%Decision denial rate-7.90 pts vs state
69.9%Origination rate+14.23 pts vs state
—Median rate
—Rate spread (pts)
$181kMedian applicant income
79Loans originated
15Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 39 | 3.9% | — | #329 |
| 2024 | 99 | 69 | 13.1% | — | #256 |
| 2025 | 113 | 79 | 13.3% | — | #254 |
What Woori America Bank lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Woori America Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 99 | 69 | 13 | 13.1% |
| Hudson County | 4 | 2 | 2 | 50.0% |
| Camden County | 3 | 2 | 0 | 0.0% |
| Morris County | 2 | 2 | 0 | 0.0% |
| Ocean County | 2 | 1 | 0 | 0.0% |
| Gloucester County | 1 | 1 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
| Passaic County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 113 applications in 2025, of which 79 were originated and 15 denied.
13.3% of all applications, or 15.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Woori America Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology