Woori America Bank in California vs the state
11.9%Denial rate-5.49 pts vs state
13.3%Decision denial rate-9.13 pts vs state
67.9%Origination rate+11.69 pts vs state
—Median rate
—Rate spread (pts)
$250kMedian applicant income
74Loans originated
13Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 22 | 10.7% | — | #612 |
| 2024 | 46 | 32 | 6.5% | — | #534 |
| 2025 | 109 | 74 | 11.9% | — | #427 |
What Woori America Bank lends in California
By loan purpose
By loan type
Where in California
Counties with the most Woori America Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 59 | 38 | 10 | 16.9% |
| Orange County | 29 | 21 | 3 | 10.3% |
| San Diego County | 13 | 10 | 0 | 0.0% |
| Alameda County | 4 | 3 | 0 | 0.0% |
| San Mateo County | 1 | 1 | 0 | 0.0% |
| San Bernardino County | 1 | 0 | 0 | 0.0% |
| San Francisco County | 1 | 1 | 0 | 0.0% |
| Solano County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 109 applications in 2025, of which 74 were originated and 13 denied.
11.9% of all applications, or 13.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Woori America Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology