Wintrust Bank · Colorado · 2025

Wintrust Bank in Colorado: approval rate, denial rate and rates (2025)

Wintrust Bank took 5 mortgage applications in Colorado in 2025, ranking #624 of 1,114 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.6%.

5Applicationsin CO
0.0%Decision denial ratestate 19.7%
Median ratestate 6.63%
$3,805,000Median loanstate $325,000
$30MVolume4 counties

Wintrust Bank in Colorado vs the state

0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
100.0%Origination rate+39.98 pts vs state
Median rate
Rate spread (pts)
$708kMedian applicant income
5Loans originated
0Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023660.0%#575
2025550.0%#624

What Wintrust Bank lends in Colorado

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Colorado

Counties with the most Wintrust Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Garfield County 220 0.0%
Arapahoe County 110 0.0%
Park County 110 0.0%
Denver County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Wintrust Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology