Wings Financial Credit Union in Florida vs the state
13.6%Denial rate-7.47 pts vs state
14.0%Decision denial rate-13.27 pts vs state
64.1%Origination rate+11.44 pts vs state
7.25%Median rate+0.63 pts vs state
0.01Rate spread (pts)-0.26 pts vs state
$158kMedian applicant income
118Loans originated
25Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 158 | 17.9% | 7.25% | #340 |
| 2024 | 239 | 128 | 24.3% | 8.25% | #354 |
| 2025 | 184 | 118 | 13.6% | 7.25% | #383 |
What Wings Financial Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 29 | 20 | 4 | 13.8% |
| Orange County | 28 | 23 | 1 | 3.6% |
| Osceola County | 14 | 5 | 5 | 35.7% |
| Volusia County | 12 | 9 | 0 | 0.0% |
| Broward County | 11 | 4 | 5 | 45.5% |
| Pinellas County | 10 | 3 | 2 | 20.0% |
| Sarasota County | 10 | 6 | 3 | 30.0% |
| Hillsborough County | 8 | 6 | 0 | 0.0% |
| Sumter County | 7 | 5 | 0 | 0.0% |
| Collier County | 6 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 184 applications in 2025, of which 118 were originated and 25 denied.
13.6% of all applications, or 14.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Wings Financial Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology