Wilmington Savings Fund Society in Texas vs the state
16.7%Denial rate-2.76 pts vs state
50.0%Decision denial rate+25.10 pts vs state
16.7%Origination rate-38.21 pts vs state
6.38%Median rate-0.13 pts vs state
-0.30Rate spread (pts)-0.49 pts vs state
$110kMedian applicant income
1Loans originated
1Denied
What Wilmington Savings Fund Society lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 2 | 0 | 0 | 0.0% |
| Harris County | 1 | 0 | 0 | 0.0% |
| Brazos County | 1 | 0 | 1 | 100.0% |
| Dallas County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 6 applications in 2025, of which 1 were originated and 1 denied.
16.7% of all applications, or 50.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Wilmington Savings Fund Society originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology