William Raveis Mortgage in Florida vs the state
18.9%Denial rate-2.19 pts vs state
34.5%Decision denial rate+7.24 pts vs state
34.0%Origination rate-18.73 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.12 pts vs state
$150kMedian applicant income
18Loans originated
10Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 14 | 29.8% | 7.00% | #640 |
| 2024 | 51 | 37 | 3.9% | 6.88% | #596 |
| 2025 | 53 | 18 | 18.9% | 6.63% | #590 |
What William Raveis Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most William Raveis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collier County | 13 | 6 | 1 | 7.7% |
| Palm Beach County | 10 | 2 | 1 | 10.0% |
| Broward County | 8 | 1 | 5 | 62.5% |
| Sarasota County | 7 | 3 | 2 | 28.6% |
| Martin County | 3 | 1 | 0 | 0.0% |
| Lee County | 3 | 1 | 1 | 33.3% |
| St. Lucie County | 2 | 1 | 0 | 0.0% |
| Indian River County | 2 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
| Manatee County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 53 applications in 2025, of which 18 were originated and 10 denied.
18.9% of all applications, or 34.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans William Raveis Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are William Raveis Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology