WesBanco Bank in Maryland vs the state
18.2%Denial rate-0.57 pts vs state
23.6%Decision denial rate-0.54 pts vs state
56.1%Origination rate+0.39 pts vs state
6.75%Median rate+0.13 pts vs state
0.14Rate spread (pts)-0.11 pts vs state
$151kMedian applicant income
400Loans originated
130Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 982 | 589 | 16.4% | 5.75% | #46 |
| 2024 | 812 | 452 | 18.2% | 6.63% | #61 |
| 2025 | 713 | 400 | 18.2% | 6.75% | #68 |
What WesBanco Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 122 | 50 | 24 | 19.7% |
| Charles County | 120 | 57 | 18 | 15.0% |
| Anne Arundel County | 87 | 55 | 9 | 10.3% |
| Baltimore County | 81 | 40 | 23 | 28.4% |
| Montgomery County | 50 | 34 | 9 | 18.0% |
| Howard County | 45 | 26 | 11 | 24.4% |
| Baltimore city | 40 | 23 | 9 | 22.5% |
| Frederick County | 37 | 30 | 2 | 5.4% |
| St. Mary's County | 34 | 23 | 9 | 26.5% |
| Calvert County | 34 | 20 | 8 | 23.5% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 713 applications in 2025, of which 400 were originated and 130 denied.
18.2% of all applications, or 23.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans WesBanco Bank originated in Maryland in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology