Webster Bank in Florida vs the state
22.6%Denial rate+1.52 pts vs state
31.8%Decision denial rate+4.58 pts vs state
45.2%Origination rate-7.53 pts vs state
6.75%Median rate+0.12 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
$166kMedian applicant income
14Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 48 | 18.0% | 6.74% | #533 |
| 2024 | 43 | 21 | 37.2% | 7.33% | #628 |
| 2025 | 31 | 14 | 22.6% | 6.75% | #687 |
What Webster Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Webster Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 7 | 3 | 4 | 57.1% |
| Palm Beach County | 6 | 2 | 0 | 0.0% |
| Manatee County | 4 | 3 | 0 | 0.0% |
| Orange County | 2 | 0 | 2 | 100.0% |
| Martin County | 1 | 0 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
| Volusia County | 1 | 0 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 0 | 1 | 100.0% |
| Highlands County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 31 applications in 2025, of which 14 were originated and 7 denied.
22.6% of all applications, or 31.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Webster Bank originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Webster Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology