Walker & Dunlop · California · 2025

Walker & Dunlop in California: approval rate, denial rate and rates (2025)

Walker & Dunlop took 110 mortgage applications in California in 2025, ranking #424 of 1,147 lenders active in the state. It originated 77.3% of them and denied 5.5% (6.6% of the applications it decided), against a statewide denial rate of 17.4%.

110Applicationsin CA
6.6%Decision denial ratestate 22.4%
5.37%Median ratestate 6.63%
$14,560,000Median loanstate $385,000
$3.0BVolume18 counties

Walker & Dunlop in California vs the state

5.5%Denial rate-11.97 pts vs state
6.6%Decision denial rate-15.81 pts vs state
77.3%Origination rate+21.07 pts vs state
5.37%Median rate-1.26 pts vs state
Rate spread (pts)
Median applicant income
85Loans originated
6Denied

Trend in California

YearApplicationsOriginatedDenial rateMedian rateRank in state
202364507.8%5.90%#509
202473656.9%5.55%#485
2025110855.5%5.37%#424

What Walker & Dunlop lends in California

By loan purpose

Home purchase 14 13% · 0.0% denied
Refinance 96 87% · 6.3% denied

By loan type

Conventional 106 96% · 5.7% denied
FHA 4 4% · 0.0% denied

Why it denied California applicants

Collateral 5 83%
Employment history 1 17%

Where in California

Counties with the most Walker & Dunlop applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Los Angeles County 50344 8.0%
Orange County 1060 0.0%
San Diego County 990 0.0%
Santa Clara County 770 0.0%
Contra Costa County 540 0.0%
Riverside County 550 0.0%
Sacramento County 541 20.0%
Placer County 430 0.0%
Alameda County 330 0.0%
Solano County 330 0.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 110 applications in 2025, of which 85 were originated and 6 denied.

5.5% of all applications, or 6.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

The median rate on loans Walker & Dunlop originated in California in 2025 was 5.37%, against a statewide median of 6.63%.

About this data. Figures are Walker & Dunlop's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology