V.i.p. Mortgage in Nebraska vs the state
2.5%Denial rate-10.00 pts vs state
3.0%Decision denial rate-12.15 pts vs state
82.3%Origination rate+15.00 pts vs state
6.75%Median rate+0.13 pts vs state
0.36Rate spread (pts)+0.13 pts vs state
$120kMedian applicant income
65Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 0.0% | 6.75% | #241 |
| 2024 | 36 | 26 | 5.6% | 6.44% | #147 |
| 2025 | 79 | 65 | 2.5% | 6.75% | #119 |
What V.i.p. Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most V.i.p. Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 37 | 33 | 1 | 2.7% |
| Sarpy County | 13 | 10 | 0 | 0.0% |
| Lancaster County | 8 | 5 | 1 | 12.5% |
| Platte County | 5 | 5 | 0 | 0.0% |
| Dakota County | 3 | 2 | 0 | 0.0% |
| Saunders County | 2 | 2 | 0 | 0.0% |
| Dodge County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Holt County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 79 applications in 2025, of which 65 were originated and 2 denied.
2.5% of all applications, or 3.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans V.i.p. Mortgage originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are V.i.p. Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology