Village Capital & Investment in Connecticut vs the state
28.7%Denial rate+11.30 pts vs state
41.0%Decision denial rate+19.40 pts vs state
25.7%Origination rate-34.73 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$94kMedian applicant income
59Loans originated
66Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 18 | 16.1% | 6.25% | #156 |
| 2024 | 191 | 35 | 18.3% | 5.75% | #98 |
| 2025 | 230 | 59 | 28.7% | 5.75% | #93 |
What Village Capital & Investment lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 70 | 18 | 17 | 24.3% |
| 09140 | 42 | 10 | 17 | 40.5% |
| 09170 | 26 | 8 | 8 | 30.8% |
| 09180 | 23 | 5 | 5 | 21.7% |
| 09190 | 19 | 4 | 1 | 5.3% |
| 09120 | 17 | 4 | 7 | 41.2% |
| 09150 | 17 | 5 | 6 | 35.3% |
| 09160 | 10 | 2 | 4 | 40.0% |
| 09130 | 6 | 3 | 1 | 16.7% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 230 applications in 2025, of which 59 were originated and 66 denied.
28.7% of all applications, or 41.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Village Capital & Investment originated in Connecticut in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology