Velocity Commercial Capital in Iowa vs the state
0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
53.3%Origination rate-15.13 pts vs state
9.87%Median rate+3.37 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
0Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 3 | 0.0% | 10.74% | #365 |
| 2024 | 6 | 1 | 0.0% | 10.24% | #386 |
| 2025 | 15 | 8 | 0.0% | 9.87% | #324 |
What Velocity Commercial Capital lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 6 | 2 | 0 | 0.0% |
| Clinton County | 2 | 1 | 0 | 0.0% |
| Scott County | 2 | 1 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Adair County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 15 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Velocity Commercial Capital originated in Iowa in 2025 was 9.87%, against a statewide median of 6.50%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology