Valon Mortgage · Nebraska · 2025

Valon Mortgage in Nebraska: approval rate, denial rate and rates (2025)

Valon Mortgage took 12 mortgage applications in Nebraska in 2025, ranking #235 of 565 lenders active in the state. It originated 58.3% of them and denied 16.7% (22.2% of the applications it decided), against a statewide denial rate of 12.5%.

12Applicationsin NE
22.2%Decision denial ratestate 15.1%
7.13%Median ratestate 6.63%
$185,000Median loanstate $185,000
$1.2MVolume8 counties

Valon Mortgage in Nebraska vs the state

16.7%Denial rate+4.14 pts vs state
22.2%Decision denial rate+7.08 pts vs state
58.3%Origination rate-8.95 pts vs state
7.13%Median rate+0.50 pts vs state
0.54Rate spread (pts)+0.32 pts vs state
$152kMedian applicant income
7Loans originated
2Denied

What Valon Mortgage lends in Nebraska

By loan purpose

Refinance 5 42% · 20.0% denied
Cash-out refinance 2 17% · 0.0% denied
Home improvement 5 42% · 20.0% denied

By loan type

Conventional 11 92% · 9.1% denied
FHA 1 8% · 100.0% denied

Why it denied Nebraska applicants

Debt-to-income ratio 2 100%

Where in Nebraska

Counties with the most Valon Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 211 50.0%
Sarpy County 210 0.0%
Kearney County 210 0.0%
Cuming County 210 0.0%
Cass County 110 0.0%
Saunders County 101 100.0%
Lancaster County 110 0.0%
Dawes County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 12 applications in 2025, of which 7 were originated and 2 denied.

16.7% of all applications, or 22.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Valon Mortgage originated in Nebraska in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology