Valon Mortgage in Maryland vs the state
16.9%Denial rate-1.92 pts vs state
20.3%Decision denial rate-3.83 pts vs state
56.3%Origination rate+0.54 pts vs state
8.15%Median rate+1.53 pts vs state
2.06Rate spread (pts)+1.81 pts vs state
$126kMedian applicant income
90Loans originated
27Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 7 | 20.0% | 6.63% | #467 |
| 2025 | 160 | 90 | 16.9% | 8.15% | #185 |
What Valon Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 38 | 15 | 9 | 23.7% |
| Montgomery County | 21 | 15 | 4 | 19.0% |
| Baltimore County | 20 | 13 | 3 | 15.0% |
| Anne Arundel County | 18 | 10 | 3 | 16.7% |
| Baltimore city | 12 | 6 | 1 | 8.3% |
| Harford County | 8 | 6 | 1 | 12.5% |
| Frederick County | 6 | 3 | 1 | 16.7% |
| Carroll County | 6 | 4 | 1 | 16.7% |
| Charles County | 5 | 4 | 1 | 20.0% |
| Howard County | 5 | 3 | 1 | 20.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 160 applications in 2025, of which 90 were originated and 27 denied.
16.9% of all applications, or 20.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Valon Mortgage originated in Maryland in 2025 was 8.15%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology