USAA Federal Savings Bank in Nebraska vs the state
22.4%Denial rate+9.86 pts vs state
31.9%Decision denial rate+16.77 pts vs state
47.8%Origination rate-19.52 pts vs state
6.25%Median rate-0.38 pts vs state
-0.19Rate spread (pts)-0.41 pts vs state
$122kMedian applicant income
96Loans originated
45Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 175 | 95 | 18.9% | 6.50% | #72 |
| 2024 | 193 | 97 | 22.8% | 6.50% | #70 |
| 2025 | 201 | 96 | 22.4% | 6.25% | #73 |
What USAA Federal Savings Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 63 | 31 | 16 | 25.4% |
| Sarpy County | 43 | 19 | 11 | 25.6% |
| Lancaster County | 22 | 13 | 3 | 13.6% |
| Scotts Bluff County | 6 | 3 | 0 | 0.0% |
| Otoe County | 6 | 2 | 1 | 16.7% |
| Dawes County | 5 | 2 | 1 | 20.0% |
| Lincoln County | 5 | 3 | 2 | 40.0% |
| Hall County | 3 | 2 | 1 | 33.3% |
| Buffalo County | 3 | 3 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 201 applications in 2025, of which 96 were originated and 45 denied.
22.4% of all applications, or 31.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans USAA Federal Savings Bank originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology