U.S. Eagle in New Mexico vs the state
17.9%Denial rate-0.73 pts vs state
21.2%Decision denial rate-3.46 pts vs state
66.3%Origination rate+12.91 pts vs state
6.99%Median rate+0.37 pts vs state
0.94Rate spread (pts)+0.56 pts vs state
$92kMedian applicant income
367Loans originated
99Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 397 | 299 | 13.4% | — | #38 |
| 2024 | 514 | 351 | 15.4% | — | #32 |
| 2025 | 554 | 367 | 17.9% | 6.99% | #32 |
What U.S. Eagle lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most U.S. Eagle applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 350 | 237 | 56 | 16.0% |
| Sandoval County | 88 | 64 | 14 | 15.9% |
| San Juan County | 59 | 31 | 18 | 30.5% |
| Santa Fe County | 22 | 15 | 4 | 18.2% |
| Valencia County | 18 | 14 | 2 | 11.1% |
| San Miguel County | 4 | 3 | 0 | 0.0% |
| Doña Ana County | 2 | 0 | 1 | 50.0% |
| Torrance County | 2 | 1 | 1 | 50.0% |
| Cibola County | 2 | 1 | 0 | 0.0% |
| Eddy County | 2 | 0 | 1 | 50.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 554 applications in 2025, of which 367 were originated and 99 denied.
17.9% of all applications, or 21.2% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans U.S. Eagle originated in New Mexico in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are U.S. Eagle's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology