Union Square Credit Union in Oklahoma vs the state
22.2%Denial rate+4.30 pts vs state
28.6%Decision denial rate+5.70 pts vs state
55.6%Origination rate-0.54 pts vs state
6.25%Median rate-0.38 pts vs state
-0.18Rate spread (pts)-0.53 pts vs state
$109kMedian applicant income
5Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 6.38% | #439 |
| 2024 | 6 | 4 | 0.0% | 6.44% | #443 |
| 2025 | 9 | 5 | 22.2% | 6.25% | #418 |
What Union Square Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Union Square Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Stephens County | 3 | 2 | 0 | 0.0% |
| Cotton County | 1 | 1 | 0 | 0.0% |
| Comanche County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 1 | 100.0% |
| Grady County | 1 | 1 | 0 | 0.0% |
| Pontotoc County | 1 | 0 | 1 | 100.0% |
| Custer County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 9 applications in 2025, of which 5 were originated and 2 denied.
22.2% of all applications, or 28.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Union Square Credit Union originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Union Square Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology